With policy limits available up to $10,000,000, our primary and excess products are coverage is structured to accommodate firms of all sizes written on A+-rated paper. Policies feature competitive pricing, offering affordability and flexibility. Coverage enhancements include First Dollar Defense, Broad-Form Personal Injury, and Bodily Injury/Physical Damage coverage for select classes. Additionally, Defense Outside the Limits is available, ensuring legal costs do not erode policy limits, as well as punitive damages coverage* to further strengthen protection.
Our programs provide customized risk management solutions to address the unique exposures of miscellaneous professional liability risks. Policyholders benefit from specialized underwriting, expert claims handling, and coverage features designed to mitigate financial and reputational risks associated with professional services.
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Appetite: Broad array of professionals including appraisers, claims adjusters, consultants, graphic designers, interior design firms, real estate firms, public relations firms, staffing firms, trustee(s), testing/inspection firms, and more.
Coverage Features:
- First Dollar Defense
- Defense Outside the Limits
- Personal Injury included / Broad Form
- Bodily Injury / Physical Damage (available for some classes)