With policy limits extending up to $10,000,000, our primary and excess products are equipped to evaluate and insure firms of all sizes, providing flexibility in coverage structure. Policies feature competitive minimum deductibles. Coverage enhancements include contractors’ pollution liability, advertising personal injury, and worldwide protection. Available policy options include First Dollar Defense, Rectification Expense Coverage, Faulty Workmanship (for contractors), Punitive Damages*, and Specific Project Excess, ensuring that insureds receive customized protection to address the unique risks of their profession. Exceptional underwriting expertise and expert claims support further reinforce our program’s commitment to serving the specialized needs of design professionals, engineers, and contractors.
Architects & Engineers
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Appetite:
- Architects – General, landscape
- Construction Inspection
- Engineers – Acoustical, chemical, civil, communications, electrical, environmental, forensic, HVAC, mechanical, process, structural, traffic
- (At-Risk) Construction Management
- Forensic Lab Testing
- Interior Designers
- Land Surveyors
- Machine & Equipment Design
- Non-Destructive Testing
- Product Designers
- System Integrators
Coverage Features:
- Worldwide coverage
- Environmental Liability Coverage
- Contractors Pollution Liability Coverage
- Technology Services & Multimedia Liability Coverage
- Mold Liability Coverage - $1M Sublimit
- Named Insured-chosen Legal Counsel
- Faulty Workmanship
- Drone Endorsement
- 50/50 Settlement
Contractors
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Appetite:
- Contractors
- Commercial
- Concrete
- Design build
- Electrical
- General
- HVAC
- Roofing
- Residential
- Steel fabricator
- Telecommunications
- Artisan – Appliance installation, carpentry, drywall, electrical, interior decoration, miscellaneous, painting, plumbing, telecommunications, tile
Coverage Features:
- Worldwide coverage
- Environmental Liability Coverage
- Contractors Pollution Liability Coverage
- Technology Services & Multimedia Liability Coverage
- Mold Liability Coverage - $1M Sublimit
- Named Insured-chosen Legal Counsel
- Soften Hammer Clause available
- Faulty Workmanship
- Drone Endorsement
- 50/50 Settlement