Our program offers specialized professional liability coverage for associations and membership-based organizations across all U.S. states and D.C. Designed to address the unique exposures faced by associations and their leadership, coverage is available for community associations, property owners’ associations, country clubs, private clubs, labor unions, legal and bar associations, political action committees (PACs), and professional and trade associations.
With policy limits available up to $10,000,000, our primary and excess products are structured to protect organizations of varying sizes and risk profiles. Policies feature flexible and comprehensive protection. Coverage enhancements include Directors & Officers Liability (Side A, B & C), Errors & Omissions, Employment Practices Liability, and Third-Party Discrimination, offering broad protection for leadership, decision-making, and operational risks.
Our program is designed to safeguard associations from financial and reputational harm resulting from managerial liability, professional negligence, and employment-related claims. Policyholders benefit from expert underwriting, dedicated claims support, and risk management resources tailored to mitigate the complex challenges faced by association leadership and governance structures.
With policy limits available up to $10,000,000, our primary and excess products are structured to protect organizations of varying sizes and risk profiles. Policies feature flexible and comprehensive protection. Coverage enhancements include Directors & Officers Liability (Side A, B & C), Errors & Omissions, Employment Practices Liability, and Third-Party Discrimination, offering broad protection for leadership, decision-making, and operational risks.
Our program is designed to safeguard associations from financial and reputational harm resulting from managerial liability, professional negligence, and employment-related claims. Policyholders benefit from expert underwriting, dedicated claims support, and risk management resources tailored to mitigate the complex challenges faced by association leadership and governance structures.
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Target appetite:
- Community association and property owners’ associations
- Country clubs / private clubs
- Labor unions
- Legal & bar associations
- Political action committees (PAC)
- Professional & trade associations
Coverage Features:
- Directors & Officers (including side A, B & C)
- Employment Practices Liability
- Errors & Omissions
- Publishers Liability (for Trade Associations)
- Third Party Discrimination
- Infringement of copyright, trademarked, or unauthorized use of title, plagiarism, or misappropriation of ideas