With policy limits available up to $15,000,000 aggregate, our programs offer primary and excess products tailored to firms of all sizes. Deductible options provide affordability and accessibility. Broad first and third-party coverage is provided, including Technology Errors & Omissions when required. Dedicated 24/7 data breach response services and claim support provided by Cypher and a panel of leading legal counsel, consumer remediation and crisis communication firms allowing for efficient and responsive claims resolution.*
Backed by expert underwriting and complimentary post-binding risk management resources, our programs offer tailored cyber liability coverage designed to address the evolving and complex risks associated with data breaches, cyberattacks, and digital threats. Focusing on mitigating financial losses, regulatory penalties, and reputational damage, policyholders receive customized solutions that safeguard against the unique challenges of cyber threats specific to their industries.
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: US domiciled with worldwide coverage
Limits: Up to $15,000,000 (primary and excess)
Target appetite: Broad array of industries including financial institutions; education; healthcare; hospitality, law firms, logistics, manufacturing; real estate; architects & engineers; accounting firms, auto dealers, construction, non-profits; restaurants; retail; technology, professional service firms, and more.
Coverage Features:
- Technology Errors & Omissions available (packaged only)
- Computer Fraud, Social Engineering Fraud & Telecom Fraud
- Claims Support – Delegated settlement authority up to $250,000*
- Computer System Interruption / System Failure
- No waiting hour period for insured, 8 hours for vendors*
- Crisis Response
- Cyber Extortion
- Data & Software Restoration
- Bricking
- Digital Media Liability Cover / Intellectual Property
- PCI-DSS Assessment
- Post Breach Remediation
- Privacy Breach and Other 3rd Party Liability (i.e., regulatory action, CCPA, BIPA, GDPR, etc.)
- Regulatory Investigation & Fines
- Reputational Damage