Our program offers comprehensive professional liability coverage for wholesale and retail firms engaged in a wide range of insurance placements across all the US. It caters to firms specializing in accident & health, life insurance (individual and group), annuities, personal lines, and commercial lines, including but not limited to professional liability, auto, general liability, products liability, long-haul trucking, workers’ compensation, aviation, and more. The program is designed to meet the needs of insurance firms with diverse operational scopes, offering flexible solutions that address the complexities of various lines of coverage.
With available policy limits from $100,000 to $10,000,000, our primary and excess products are underwritten on A+-rated paper, providing reliable protection for firms of all sizes. Our program provides flexible deductible options. Key coverage features include First Dollar Defense, which ensures that legal costs are covered from the outset, as well as Defense Outside the Limit, which prevents defense costs from diminishing policy limits. Additionally, Punitive Damages coverage is available, offering protection in the event of a punitive damages award, while Contingent Bodily Injury/Property Damage coverage is also offered for further risk mitigation. Notably, our program has no premium finance exclusions, making it easier for firms to finance their premiums.
With available policy limits from $100,000 to $10,000,000, our primary and excess products are underwritten on A+-rated paper, providing reliable protection for firms of all sizes. Our program provides flexible deductible options. Key coverage features include First Dollar Defense, which ensures that legal costs are covered from the outset, as well as Defense Outside the Limit, which prevents defense costs from diminishing policy limits. Additionally, Punitive Damages coverage is available, offering protection in the event of a punitive damages award, while Contingent Bodily Injury/Property Damage coverage is also offered for further risk mitigation. Notably, our program has no premium finance exclusions, making it easier for firms to finance their premiums.
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Target appetite: Wholesale & retail firms and MGAs/MGUs that work with products that include but are not limited to the following:
- Accident & Health
- Annuities
- Bonds / Surety
- Commercial Lines
- Life (Individual or Group)
- Personal Lines
Coverage features:
- Defense Outside the Limits
- First Dollar Defense
- No premium finance exclusions