Our program offers specialized professional liability coverage designed for educational institutions across the U.S. Coverage is tailored for not-for-profit K-12 public, private, vocational/technical, and charter schools, as well as not-for-profit junior, community, and other colleges with student populations of 1,500 or fewer.
With professional liability limits available up to $10,000,000, policies are structured to protect school leaders against a wide range of risks. Our program includes Directors & Officers liability, Errors & Omissions coverage, and Employment Practices Liability, providing competitive protection against claims related to administrative decisions, professional responsibilities, and employment-related disputes. Additional coverage features include protection against non-employee discrimination claims, sexual misconduct allegations, and expenses related to Individualized Education Program (IEP) hearings. Full Prior Acts coverage is also available to safeguard against claims stemming from past incidents.
Designed to meet the unique liability exposures faced by educational institutions, this program combines expert underwriting with specialized claims handling to provide a competitive risk management solution. Policyholders benefit from industry-specific coverage enhancements that address the legal and financial challenges of operating a school, ensuring protection for administrators, educators, and decision-makers.
With professional liability limits available up to $10,000,000, policies are structured to protect school leaders against a wide range of risks. Our program includes Directors & Officers liability, Errors & Omissions coverage, and Employment Practices Liability, providing competitive protection against claims related to administrative decisions, professional responsibilities, and employment-related disputes. Additional coverage features include protection against non-employee discrimination claims, sexual misconduct allegations, and expenses related to Individualized Education Program (IEP) hearings. Full Prior Acts coverage is also available to safeguard against claims stemming from past incidents.
Designed to meet the unique liability exposures faced by educational institutions, this program combines expert underwriting with specialized claims handling to provide a competitive risk management solution. Policyholders benefit from industry-specific coverage enhancements that address the legal and financial challenges of operating a school, ensuring protection for administrators, educators, and decision-makers.
Insurer: Insurance written by carriers rated “A+” by A.M. Best
Jurisdiction: All U.S. states and D.C.
Limits: Up to $10,000,000 (primary and excess)
Target appetite: Not-for-profit schools including:
- Charter schools
- K-12 private and public schools
- K-12 vocational and technical schools
- Junior, community, or other colleges with 1,500 students or less
Coverage Features:
- Directors & Officers
- Errors & Omissions
- Employment Practices Liability
- Non-Employee Discrimination
- Sexual Misconduct
- IEP Hearings
- Full Prior Acts