Michael Horne is a professional liability insurance underwriter specializing in risk assessment and policy development for architects, engineers, and contractors. Everyday Michael’s experience in the construction & design industries continues to grow, leading to a deep understanding of the unique professional liabilities and operational risks these professionals face.
The expertise lies in evaluating complex projects, analyzing contractual obligations, and tailoring insurance solutions that align with industry standards and regulatory requirements. Known for his meticulous attention to detail and strategic risk management approach, Michael works closely with brokers and clients to ensure competitive coverage while balancing financial viability for insurers.
Committed to staying ahead of industry trends and emerging risks, Michael Horne combines technical knowledge with analytical insight to provide sound underwriting decisions. His goal is to support the success and stability of architects, engineers, and contractors by mitigating financial exposure and safeguarding their professional integrity.
©2025 Ryan Specialty, LLC | Privacy Notice | Legal
Michael Horne is a professional liability insurance underwriter specializing in risk assessment and policy development for architects, engineers, and contractors. Everyday Michael’s experience in the construction & design industries continues to grow, leading to a deep understanding of the unique professional liabilities and operational risks these professionals face.
The expertise lies in evaluating complex projects, analyzing contractual obligations, and tailoring insurance solutions that align with industry standards and regulatory requirements. Known for his meticulous attention to detail and strategic risk management approach, Michael works closely with brokers and clients to ensure competitive coverage while balancing financial viability for insurers.
Committed to staying ahead of industry trends and emerging risks, Michael Horne combines technical knowledge with analytical insight to provide sound underwriting decisions. His goal is to support the success and stability of architects, engineers, and contractors by mitigating financial exposure and safeguarding their professional integrity.